Of all the debt collection scams, the ones that inspire the greatest panic come over the phone. A menacing, often almost incomprehensible voice, claiming to represent a creditor, demands immediate payment of a supposed debt. Otherwise, the caller threatens, the consumer could be arrested and thrown in jail.

Read more http://feeds.abcnews.com/click.phdo?i=f335aa5c52b7506f056380a4a18168ac